Buying your first home
We are here to make buying your first home as exciting and easy as it should be.
If you’re feeling overwhelmed about getting started, or confused by the many lending options on the market, we’ll offer you the right support to find your way home.
Expert advice for first home buyers
As your personal Mortgage Broker we offer you expert insight and expertise to guide you through the home loan process. Together we will determine your borrowing capacity, and the associated costs involved in buying your first home.
When you find the perfect home, we will make a big impact on your power to negotiate. You’ll feel a sense of confidence as we work with you through all aspects of your loan application, from your decision to buy a home, right through to being handed the keys.
Your Zoom Home Loans broker will:
Determine your borrowing capacity and purchasing power, ensuring you never borrow beyond your means or hunt for a house beyond your budget
Actively listen to your personal needs to help you make informed decisions
Guide you through the comparison of hundreds of home loan options from an extensive range of lenders, including the big banks, non-bank lenders and specialist lenders
Use plain language to simplify jargon and empower you with understanding
Discuss the benefits and features of the products most suited to you
Make the paperwork process fast and easy
Offer trusted, experienced advice every step of the way
Free up more of your time to spend finding your dream home.
Fast track your way to your first home
- Book a free appointment with Zoom Home Loans
- Prepare your finances
- Work out how much deposit you’ll need, how much you can borrow and your monthly repayments
- Choose your first home
- Make an offer
- Complete negotiations
- Proceed with settlement
- Welcome home
Your purchasing power depends on:
1. Your deposit amount 2. Your income level 3. Your existing financial commitments
Additional costs when buying your first home
It’s important to be aware of additional costs you may need to factor into your buying decision. Your Zoom Home Loans broker will inform you of all the costs involved, so you can confidently plan ahead without any hidden surprises.
Government stamp duty
Mortgage insurance
Solicitor/Conveyance fees
Building and pest inspection fees
Home and contents insurance
Renovation or building costs
You may be eligible for first home buyer grants or stamp duty concessions in your state – your Zoom Home Loans broker will assist you with applying for these.
Contact a Zoom Home Loans mortgage broker today